The material contained on this website is for general information purposes only and does not constitute legal or other professional advice. Specific legal advice should always be sought on the application of the law in any particular situation. Whilst all reasonable endeavours have been made to ensure the accuracy of the content, no liability whatsoever is accepted for any omissions or errors or for any action taken in reliance of the information on this website.

The contents of this website are protected by copyright and other intellectual property rights. You may view, download and temporarily store material from this website for personal use only.

The Site is controlled and operated by John McAtamney & Co from the United Kingdom and complies with English law. This site is intended for UK residents, and only they may apply for any of the services on offer. Further terms and conditions will apply. Those who choose to access the Site from other locations do so on their own initiative and are responsible for compliance with any applicable local laws.

1. No material from this Site may be copied, uploaded, posted, modified or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, home use only, provided you keep intact all copyright and other proprietary notices. The use of any such material on any other Web site or computer environment is prohibited.

2. It is a condition of use of this Site that you accept and agree to the following terms and conditions of John McAtamney & Co.  ("the Company"). No other terms shall apply unless stated below. The Company may vary these terms from time to time and the revised terms will be deemed to apply at the relevant time in respect of your application. By proceeding to enter the Site you agree to be bound by the following:

3. The Company reserves the right to alter or delete material from the Site at any time and may, at any time, revise these terms by updating this posting. You are bound by any such revision and should therefore periodically visit this page to review the then current terms.

4. While the Company uses reasonable efforts to include accurate and up to date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability for any errors or omissions in the content of the Site.